The whole idea of insurance is to guard and cover folks or their property for any financial costs springing from unlucky events, accidents and accidents. Insurance are ordinarily placed on things of value like the person itself, a love one and almost anything important. Insurance firms figure out the "risk" factor or the possibility such mishaps may happen on the topic to be insured to get the cost of the insurance.
However , since insurance has become an established system in modern society, there are a lot of weird things for which folks have bought insurance. These are examples of the oddest things that are insured today.
Most Weirdly Insured Body Parts. Though persons like pro musicians, particularly piano players insure their hands because it is their best asset to their careers. A few of these pianists have their hands insured for a whopping 7-digit amount.
Body Hair. Yet, Tom Jones felt that his musical success came not just from his unique and popular voice but from the power springing from his manful chest hair. Because of this, he had it insured for $7 million, which is not bad for collection of body hair.
Taste buds. Another engaging body part that was insured was the tasting palate of Egon Ronay, a well known wine taster. His taste receptors were so vital to his special career that an insurance company covered any mishaps than can happen to his precious palate. Mishaps include wounds due to tasting bad wine, burning from drinking hot drinks and many , many more evil events that may befall on someone's taste buds.
Most Weird Insurance Policies. An insurance policy is the terms and conditions of the insurance contract. All the details the insurance owner should really know are stated here, ranging insurance costs, premiums, coverage and lots more. But some insurance holders have policies that are just weird.
Defence against Kidnapping. Though this is a logical thing for personalities, however some insurance companies are providing an insurance policy that covered kidnapping, not by criminals but by aliens. Yes, for many people today, the specter of space terrorism coming from these extraterrestrial criminal setups has prompted many to buy such policies for their safety. Many insurance firms are happy to cater the wants of folk needing to be shielded from aliens. One must only provide evidence of kidnapping when filing a claim, a ransom note from aliens is adequate.
Protection from forces beyond one's control. Though most policies are very stern in covering misfortunes due to "force majeure", the Royal Falcon Hotel in Britain have insurance policies for every employee and customers from disability and death occasioned by the uncontrollable forces from spooks and noisy ghosts. Folk living in that hotel can safely and calm sleep in their snug rooms knowing that in the eventuality of a religious mauling from uncontrollable mystical beings, someone will pay for hospitalization and possible mental recuperation.
In addition to this, there are also weird protection clauses like policies from the imminent threat from asteroid hits, covering the specter of workers leaving when winning the lottery and many more peculiar events that will occur in this weird and amazing world.
However , since insurance has become an established system in modern society, there are a lot of weird things for which folks have bought insurance. These are examples of the oddest things that are insured today.
Most Weirdly Insured Body Parts. Though persons like pro musicians, particularly piano players insure their hands because it is their best asset to their careers. A few of these pianists have their hands insured for a whopping 7-digit amount.
Body Hair. Yet, Tom Jones felt that his musical success came not just from his unique and popular voice but from the power springing from his manful chest hair. Because of this, he had it insured for $7 million, which is not bad for collection of body hair.
Taste buds. Another engaging body part that was insured was the tasting palate of Egon Ronay, a well known wine taster. His taste receptors were so vital to his special career that an insurance company covered any mishaps than can happen to his precious palate. Mishaps include wounds due to tasting bad wine, burning from drinking hot drinks and many , many more evil events that may befall on someone's taste buds.
Most Weird Insurance Policies. An insurance policy is the terms and conditions of the insurance contract. All the details the insurance owner should really know are stated here, ranging insurance costs, premiums, coverage and lots more. But some insurance holders have policies that are just weird.
Defence against Kidnapping. Though this is a logical thing for personalities, however some insurance companies are providing an insurance policy that covered kidnapping, not by criminals but by aliens. Yes, for many people today, the specter of space terrorism coming from these extraterrestrial criminal setups has prompted many to buy such policies for their safety. Many insurance firms are happy to cater the wants of folk needing to be shielded from aliens. One must only provide evidence of kidnapping when filing a claim, a ransom note from aliens is adequate.
Protection from forces beyond one's control. Though most policies are very stern in covering misfortunes due to "force majeure", the Royal Falcon Hotel in Britain have insurance policies for every employee and customers from disability and death occasioned by the uncontrollable forces from spooks and noisy ghosts. Folk living in that hotel can safely and calm sleep in their snug rooms knowing that in the eventuality of a religious mauling from uncontrollable mystical beings, someone will pay for hospitalization and possible mental recuperation.
In addition to this, there are also weird protection clauses like policies from the imminent threat from asteroid hits, covering the specter of workers leaving when winning the lottery and many more peculiar events that will occur in this weird and amazing world.
About the Author:
This article is created by Jill Branham. She thanks Allstate agent Mark Portale in Westerville, OH for his thoughts on insurance subjects.
This article collected, selected and written by: Author Van Hoc
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